Banking Optimisation
At times, the challenge of simply accessing funds can distract from the appropriateness of terms, rates and structure of your banking facilities. Banks aren’t renowned for proactivity, when was the last time your bank reduced your customer risk interest margin or advised what you need to do to reduce securities?.
Is it time to consider how you can optimise your banking?.
I work with you, your financial advisors, and your bank to ensure your banking package is right for you, endeavouring to find ways to improve your pricing and structure, giving tangible targets, with agreed outcomes.
We can do the following:
Health check on existing debt and transactional facilities appropriateness.
Market validation of competitiveness.
Optimise finance structure, interest rates and fees, terms covenants, security, amortization and hedging strategies.
Assist with negotiations directly with financiers and advisors.
“Knowledge empowers - I’m an experienced senior banker, I just don’t work for a bank anymore! I use the insight and first-hand knowledge of banks’ key drivers of risk, interest rates, and terms for your advantage.”
Clarity
Optimal debt reorganisation / restructuring.
Market testing, ensuring best available terms are achieved for debt and transactional facilities.
Tangible targets, with agreed outcomes to improve pricing, covenants and or security requirements.
Direct negotiation with banks on your behalf to achieve better outcomes.
Coordination
Financier appetite sounding.
IM/Documentation preparation.
Introduction of competitive tension.
Coordination and negotiation with financiers and advisors.
Early-stage exploration and funding strategy for new projects.
Efficiencies
Optimisation of debt facilities.
Transactional reviews and tenders.
Financier reporting reviews.
Coordinate debt refinancing, establish market appetite and create competitive tension.
Working capital / Trade analysis to optimise internal efficiencies.
Direct interaction with your financier to drive better outcomes.
Assist clients faced with downgrades, covenant breaches or defaults.
Debt Optimisation
Business and markets are complicated and fast-paced; it’s hard for you to be an expert and keep current in everything. Let me use my banking insight and skills for your advantage.
Knowing what banks want and how they want to see it, I can present your financial and nonfinancial information in a lender-friendly format with an aim to acheive the best first impression, thereby, the best opportunity for success. Then working alongside you and your advisors, I monitor progress supporting you and the bank as needed, with the ultimate aim of better banking outcome, with optimised structure and cost of facilities.